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Mortgage Loans

Mortgage Loans

Click Here to Find a Chemical Bank Lender Near You Now!!
Whether you're building a new home, purchasing a home or refinancing your existing home, there are some very important mortgage choices you'll need to make. After all, a home may be one of the most significant investments you'll make in your lifetime.

At Chemical Bank, we can help you along the way -- from determining how much of a loan you qualify for, before you begin house-hunting, to selecting a financing plan that fits your budget. Not only do we offer a wide range of mortgage loans, including fixed and adjustable rate options, our rates are competitive and our service is exceptional.

We want to simplify the mortgage loan process for you. It's easy if you follow these 4 steps:

  1. Review our brief overview of Chemical Bank mortgage loans listed below.
  2. Use our Mortgage Loan Calculator to estimate your monthly payments for various loan terms. It's an easy and quick way to estimate your monthly payments based upon the information you enter. In addition to computing loan payments, this calculator can compute the number of payments per year, the number of total payments, the interest rate or the amount of the loan.
  3. Stop in or call any of our Locations to arrange for a personal consultation with one of our mortgage representatives to discuss our free, no obligation Pre-Qualification Service and our Pre-Approval Program. To find out more information on these two services, click on either service name.
  4. Rely on the experts at Chemical Bank to explain the advantages of each mortgage option. All mortgage loans are not suited to all borrowers. We can help you select a financing plan that fits your needs and your budget.
Mortgage Loans

Types of Chemical Bank Mortgage Loans

Conventional Mortgage
  • Requires private mortgage insurance with down payments under 20%
  • No maximum income limit to qualify
  • $5,000 minimum; $403,000 maximum
RD (Rural Development) Mortgage
  • Formerly Farm Home Administration
  • No down payment required
  • Maximum income based on area and family size
  • Maximum mortgage amount varies by county
  • To be eligible, property must be in rural areas defined by Rural Development

Find a Chemical Bank Lender Near You Now!!

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Calculators

Calculator Use our Mortgage Calculator to estimate various factors about a loan. It may help you structure your loan. Answer any four of the questions and the fifth one will be computed based upon the information supplied.

Calculator Use our Loan Payment Calculator to estimate monthly payments for various loan terms.

Please note that the calculators included in this web site are for informational purposes only.